The obligation to insure does not apply to any business by an individual proprietorship (a one-man business) – not even if an environmental permit for said business has been processed and granted by the state environmental authority. Furthermore, the obligation to insure does not apply to a private law corporation that is doing business with an environmental permit processed and granted by a municipal environmental authority.
Neither does the obligation to insure apply to activities related to the storage or distribution of oil or oil products, the manufacturing of lubricants, the purification of a contaminated area or the utilisation of waste, unless the activities require an environmental permit by the state environmental authority for another reason. Compensation for damage caused by the storage or distribution of oil or oil products must be sought from the party that has caused the damage, or from the Oil Pollution Compensation Fund.
Also, the obligation to insure does not apply to operators who have an advance notification obligation as laid down in the Decree on Precautionary Measures for the Protection of Water.